Is it possible to get car insurance on the same day?
Unlike other types of insurance, buying car insurance is a quick, simple process. Your vehicle can get insured in just a matter of minutes.
It’s essential to begin the process by comparing quotes. It’s essential to find the right coverage plan for your needs. When you’re ready to purchase one, there are a few options available for securing coverage.
No matter which type of car insurance you choose, you are required to provide the following information:
Personal information including names, driver’s licenses, dates of birth, and social security numbers for ALL the drivers under the policy
Address where the car will be kept (usually your address)
Vehicle Identification Number (VIN) for all the vehicles under the policy
Policy and deductible limits for your coverage
Desired payment method including bank information, your credit card number/personal check
Ways to purchase car insurance
Most auto insurers offer about three ways to purchase car coverage: online (web or app), by phone, or in person. The one you choose entirely depends on personal preference. If you want it quickly or on an urgent basis, online and over a phone call are your best options.
Start by entering the required personal information to obtain a quote.
Next, you’ll need to check with your coverage and deductible levels. Our insurance platform offers you the best market competitive rates and also lets you experiment with various coverages and deductible levels.
Once you’ve picked the right level of coverage that is suited to your needs, you can buy the policy online directly. Otherwise, a company representative or agent will contact you to proceed with the transaction further.
To activate your policy, you’ll have to make a payment. This might be your first month’s premium or the complete balance for the next 6-12-month term.
Buying car insurance on phone
Getting car insurance over the phone usually takes about 15-20 minutes. It’s an excellent option if you’re confused about the process, coverage, or just have a few concerns.
Instead of filling out the online quotation forms, a representative will help you choose the best coverages and limits for your unique needs. They’ll also talk about discounts that will further lower your rates.
Buying car insurance in-person
If you’re among the old-fashioned ones who want to sit across the table and look someone in the eyes before finalizing a deal, you can meet with an insurance agent to purchase your car insurance. This meeting will usually take about 45 minutes; however, it may take a few days or more to schedule your appointment.
The agent will ask different questions to find the best car insurance policy for you. They’ll also complete the documentation themselves, leaving you just to sign the forms and submit your first payment.
All you need is to bring along a copy of your existing policy (in case you have one). This will help the insurance representative create a precise comparison quote.
Insuring your first car
Since car dealers demand proof of insurance, you’ll need to arrange one before buying your first car. You can start getting suitable quotes even before you visit the car dealership to find accurate coverage for your budget.
It’s also possible to buy car insurance coverage on the same day you buy your car. The process will hardly take about 20-30 minutes by phone call. Once you pay your first premium, the company will hand over proof of insurance to satisfy the car dealer – and let you drive away in your brand new car.
When does proof of insurance arrive?
An insurance card is your proof of insurance with your name, policy number, and the start/expiry dates of your policy term. It should be kept in your car in case of any unfortunate accident.
If you buy a car insurance policy online, you will be sent proof of insurance via email within 24 hours. You can either print the document or keep a digital copy of it on your phone (better to have both).
However, in case of insurance being bought over a phone call or in-person, the insurance card can take between 5-10 business days to arrive at the listed address.