Commercial Auto Insurance insures your commercial and business vehicles for liability coverages for amounts, physical damages, and usage that are not covered by your personal auto insurance policy. This type of business insurance secures a variety of auto vehicles and is also known as fleet insurance, or truck insurance. At Yampa Valley Insurance Agency, we have expert insurance agents who will help you find the right insurance policy you need.
What does a standard commercial auto insurance policy covers?
You can expect a typical business vehicle insurance policy to provide you with the following coverage:
Bodily injury liability coverage
This coverage pays for bodily harm or death resulting from a vehicle where you are at fault. It will also offer you legal defense.
Property damage liability coverage
If your vehicle damages another person’s property, this type of insurance coverage will protect you and offer you legal defense.
Medical payments, no-fault or Personal Injury Coverage
This usually covers for the medical expenses of both the driver and passengers in the vehicle incurred as a result of an accident, regardless of fault.
Uninsured motorist coverage
If an uninsured driver hits your commercial vehicle while you are out on the road, uninsured motorist coverage can cover your damage and medical treatment without needing you to sue the at-fault or underinsured driver.
Comprehensive physical damage coverage
This coverage pays for the damage or replacement of your car from vandalism, theft, flood, fire, and all the covered perils.
Collision coverage pays for the damage caused to your commercial vehicle in a collision accident, regardless of fault.
Why work with Yampa Valley Insurance Agency?
Because we offer free, comparative quotes for commercial automotive from multiple insurance carriers in Steamboat Springs and Colorado so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.